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iSaver

iSaver
  • #: 170146
  • Price: $0.99 In Apple Store
  • Category: Finance
  • Updated: 2010-11-30
  • Current Version: 1.2
  • 1.2 (iOS 4.0 Tested)
  • Size: 0.50 MB
  • Language: English
  • Seller: Chris Bygrave
  • Requirements: Compatible with iPhone, iPod touch, and iPad. Requires iOS 3.2 or later
  • © 2010 Chris Bygrave
  •  Add to Favorite apps

 

Description

iSaver is a savings management tool that helps you to manage your savings, whether you have one account or many. iSaver lets you create pots for specific purposes, while still keeping your real world banking arrangements simple. With iSaver, you can:

* Create as many pots as you like in your savings account so you can, for example, keep your holiday savings separate from your car insurance savings!

* Save money! Keep all your savings together in one high interest savings account but still keep separate totals for different purposes!

* Save even more money! No need to pay an interest charge to split a large bill over 12 monthly payments; manage the payment yourself with iSaver and actually earn interest instead!

* Save time! Don't struggle each time you need to figure out if you can afford that new car / holiday / handbag. iSaver gives you an at-a-glance view of how healthy your finances are; with the information at your fingertips you can make better financial decisions.

Are you the sort of person who puts money to one side each month to help pay for those big bills that come around once or twice a year? Or are you the sort of person that wishes they were the sort of person to do this? iSaver is here to help out.

Putting money to one side to help smooth out those big bills helps make your finances more predictable. However, if you put a sum of money into a savings account every pay day, how do you know what that money is for? Will you have enough to pay for that holiday coming up? If you do, will there be enough left to pay for the car insurance? That's where iSaver can help; just create your account, then create pots for holidays and for car insurance, and use the Save tab every pay day to put a sum of money into each pot! Of course, you could do this in the real world by simply creating two separate savings accounts, but what if you want another pot to save for Christmas, or for a college fund? Who wants that many savings accounts around? And what if you have an offset mortgage? You want all your money in one place to maximize your mortgage interest savings.

By keeping your savings together, you need just one account and can choose the one with the best rate. Also, if you find yourself a little short for paying that car insurance bill, no problem! Unlike a real savings account, your pots can go into negative balance, with any shortfall covered by the balances in the other pot! As long as you save enough each month to keep your pots topped up, you can't go wrong!

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The information may be outdated (2011-04-21 10:47:27). For actual information go to iTunes

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